>>1031628Bib shorts + jersey + fingerless gloves + cycling cap + shades for riding, plus additional gear for the cold/wet as necessary. I highly recommend the bib shorts over anything that fastens on your waist. My stomach expands and contracts so much when I'm touring because I need to eat an absurd amount and then I digest and burn it all away. In my few experiences trying shorts with an elastic waist, they were often either too tight or too loose.
With that said, I had no desire to go into any place which wasn't a grocery store or park visitor center and having a stranger or two think I'm lewd and/or a faggot isn't something I lose sleep over. If I'm riding the way I want to ride I don't see too many people anyway.
I bring pants and wear them when I'm going to be off the bike for a while (95% of the time this means hiking or sleeping).