>>8451787>I’m thinking of bringing mine down to $40 a month to save for a house/vacationsThat sounds like a good responsible decision. Most people probably don't even have a toy budget.
I try to stick to one toy a month and the occasional splurge (I mostley get figuarts, mafex, mezco) so that means I would probably be on average $100 a month - but that's financially comfortable for me - I don't collect things like Hot Toys because that just way to far above my ceiling for reguler purchases.
The biggest thing that helps me was sitting down and figuring out exactley what characters I wanted figures on (like only getting the main characters of a show and no side characters) and sticking to that.