>>12668962>Is every transaction public ledger on the blockchain with XRP?Not for now. XRP ledger has the public version and they have given the banks and other actors private ledgers too. Otherwise the banks and perhaps many people wouldn't use a fully public ledger for privacy among other reasons.
>Can someone come along and make a new crypto that is similar to XRP but actually better?Unlikely, Ripple owns the patents to make such new crypto work, so Ripple would have to allow them. Also XRP is the best right now, what's a better crypto asset out there? Things don't happen overnight, ((they)) have planned all this for decades.
>Don't ever forget that ALL of crypto is valued by nothing more than a ponzi systemOverly broad generalization; there are obvious use cases and necessity for crypto. The future is undoubtedly crypto.
