>>21916115It makes more sense when you realize Dave Ramsey is less a show about finances and more of a show about being a good little christcuck
>You are in no debt but still use credit cards to get free rewards? You do realize that your free rewards are on the backs of people's interest that carry forward making you just as bad as the credit card company is right!?! You're a bad Christian.>You bought ETFs before donating to the church now that you're out of debt? You do realize that market securities are anti christian right? You should always tip your pastor first, then put money into our affiliate banks HYSA with promo code RAMSEY20 and only after that should you even think about going into mutual funds, never ETFsI only listen to him to berate poor people, same with this retard too