>>20214915No Hanz you are missing a massive thing in all of this. You would have spent the entire 00s buying at flat prices at a consistent rate. Say it was $5200 per year assuming $100 weekly.
Due to the flat market you would see around 62,000 invest after 12 years. After that 12 year flat run the S&P ripped up 4x in value giving you $248,000 doing nothing but investing $100 every week. This fails to account for dividends which compound the value of a total market fund or etf.
This is considered the bare minimum effort. You have to actually be retarded too not make money. Inflation doesn't matter because the money you saved grows with inflation meaning even if the market totally matched inflation you would still be better off then the common retard.