>>9824074Yes, then no one would make loans and our economy would turn to 3rd world shit status.
The real issues are: government back loans/bailing out companies - this means people that should not get loans get them; fractional reserve banking - a form of fraud; central banking - setting interest rates instead of the market - people take out more loans than they should or would due to low interest rates (not too mention that you are getting effectively negative interest on your savings account, instead of the opposite).