>>19133120>There's only so much frugality that one can do before the actual answer is, "Increase your income."indeed, but small tiny rives will create a large river.
even if you manage to press down 10$ a month it's still 120$ in a year. 120$ which could go to investment or savings for that moment in time.
increasing your income is all about stuff you will do for the future to gain, but to start saving on shit are something you can do today to gain. You find stuff all the time to save in on.
like do you really need a car/bus ticket and can't take the bicycle 30-60 min to your job? exercise and cheap transport.
see possibilities and solutions of problems. Use your creativity