>>21189794you know what my brick and mortar bank pays for savings interest? look at it. lol.
amex savings pays 4.25% APY and that's good enough that I'll use that for a big chunk of my money since it's more convenient and stable. but I get over 25% return of capital (so far, my capital has dropped 5% without reinvestment - also it's tax advantaged as RoC instead of a traditional dividend, what the fuck) average yield out of my dividend investments, and I can margin that to get 25% RoC on twice what I actually put in. It's essentially 1.5X my yield after Fidelity's extremely shit margin interest rates
This week I picked up $1,000 between a monthly div payer and a weekly div payer, in an account with 40ish thousand of total buying power