>>19812261This is really easy to Google instead of letting your severe apophenia take over. A wrongful murder while the policyholder is paying for the policy is covered by the insurance. Since the policyholder caused a wrongful murder, part of the policy is that the family of the policyholder can seek coverage for damages. You sue, they settle. The settlement of one is set at $2mil, the settlement of the other is set at $4mil. This is the max they'll payout for a settlement. The very least the first one alone pays is $500k, guaranteed.