>>17394313If you plan on wanting to rent a decent place, buy a house, start a business or actually be able to purchase big ticket things in the next 7 years then pay it off slowly or the best you can and it will boost your credit score into high 700’s maybe 800. Don’t listen to the debtmaxxing neets who just want you to fuck up with a meme.
t. Anon who never worked on credit and actually had a few unpaid hospital bills and when I actually started needing some credit when I was 28 I had a 370 credit score and got laughed out of getting any credit whatsoever. Had to get a secured credit card then got a capital one card after a year but only $500 credit limit, it took 3 years to even get my money back from the secured credit card. When you’re having to pay pure cash for business expenses it’s such a pain in the ass. Took me 6 years working to get my credit score above 750 and it was still difficult to get credit even while I was making lots of cash flow with a low Debt to Income ratio since I was a 1099 and not a w2 employee. Don’t fuck up your credit, it really makes shit difficult.
