>>3765777DO NOT MAKE PAYMENTS. EVERYTIME YOU MAKE A PAYMENT THE CLOCK GETS RESET. MEANING IF YOU HAVE A 5 YEAR OLD DEBT, and pay $100, you just played yourself. That debt becomes current again and you reset the clock for another 7 years .
Further more, it will do nothing to improve your credit. Debt collectors are literally Kike scum that buy debt for pennies on the dollar and scare people.