>>11056512only idiotic poor people.
you have to have a HIV+ radioactive credit score to get an interest rate like that. Even people with NO credit wind up paying like 17% on a loan (which is insane) but guess fucking what? you need credit in this country to do anything. It isn't hard to establish, just get a CC when you're 18 and pay your bills in full for like 6 mo and you are good to go. Blacks do not understand this.
In addition, anyone who buys a Chevy Equinox is a retard. GM and Dodge products are basically manufactured for blacks and they give huge incentives/discounts, plus they lose value faster than raw tuna.