>>23912993>44 >No savingsThis person is immature and doesn't deserve money or happiness. Not everybody does.
You're 44, in software, and with no savings? That doesn't add up.
I'll be generous and say this person started working 14 years ago at 30.
In 2012 the average entry-level income for a software engineer was from 40k to 70k.
Entry level pay like that for a chair jockey is easy street, and withing 5 years he definitely should have been promoted to a much higher paycheck.
Average rent nationwide was about $950ish for a two bedroom. So probably about 7-800 for a I bedroom. Bills were lower too. Let's get crazy and figure +$200 on bills.
$1,150 a month.
Pay from work bare minimum $4,000 a month.
Leftover after expenses: $2,850.
Where's the money nigger? Who the fuck can't make $2,850 in extra cash after expenses in 2012 work?