>>7432475I wasn't even being ironic.
As long as you can afford the down payment & have good credit, you can scam those places. They do all the work in one single day. Then you just never make any monthly payments.
They can't send a man in a van in the middle of the night to reposes your teeth my man.
You just have to decide if it is worth destroying your credit.
Bonus points if you manage to use someone else details you bought off the onion network, thus leaving your real or second identity safe.