>>21227971It was very painful to get that working... had to use an Array Formula. I cannot explain what this formula does anymore.
>>21227973I do have a separate section for liquid/non-retirement assets. You can see it in the graph
>>21227941 it's the dark green line. It's going down because I'm unemployed. I run out of liquid assets in 2034, then have to withdraw from my retirement accounts to keep living. The withdrawal does include the factor for tax penalties, at least to the best of my knowledge.
If I have an emergency, I'll just put it on the credit card, then pay it off end of month by withdrawing enough funds from whichever account is next in line to get drained. Right now, I'm spending my cash reserves.
