>>21665658have had to cuck myself a few time and dip into tax advantaged accounts especially after getting (((sued))) a few times and being involved in a few (((lawsuits))), had to start back from 0 a few times, declared chapter 7 from some youth mistakes. recently fell off and contemplating doing it again to get rid of some collections, might even be able to wipe away the rest of my student debt. downside is would be likely prevented from buying a house in the next 7 years unless I built up the reserves to pay like 1/2 in cash or had a family friend type of deal. gotta weigh out the pros and cons, sometimes have to play the system as well as the hand that you're dealt.
>>21665661wouldn't have an issue with them investing in the broad indexes, on a long enough timeline they go up perpetually.