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Here is the future by 2040:
>At some point, USD becomes crypto over night. Nobody has to do anything, it is just converted in the banks
>UBI. Everyone gets money every month, but there is a 90day period to spend it (politicians will spin this as a way to prevent hording wealth, retards will believe it
>You can pay money to get a license to convert the 90 day money to have longer time frames (companies/apartment complexes, etc will get these licenses
>You won't be able to invest on your own anymore, only through approved mutual funds that pay almost nothing to you (allows the gov to funnel more of your money to stupid projects and their friends)