>>20752679Brokerages that are self-custody and on your phone didn't exist before 30yo millennials discovered investing 10 years ago.
Checking accounts are worthless and do not pay interest, savings accounts are worse since it's a downright scam (just put it in a savings bro) I knew this guy, who turned out ot be younger than me, back in 2020 who got a 9000 a month job by pure luck and was spending all of it after tax but proudly said "yeah I just threw 1000 in a savings account" like he made some big brain move getting that .1% APY.
The brogerages having 5% interest rates is a new thing since 2020 because of the rapetastic interest rates.
Credit cards are separate companies and you have to willfully want to pay them off, or don't, but then your goy score will go down if you don't pay the minimum.
