>>23970240Exactly, you can even do this on onlyfans, there are entire threads of fraudsters who buy content, download it, and file a chargeback claiming it was fraudulent. Onlyfans bans your account, but federal law makes it so you do not pay back 'unauthorized' charges. and if you say it was unauthorized, its very difficult to prove otherwise.
Its one of the very few areas in the US where the consumer is protected
