>>13547205Maybe if you live in some liberal shithole, but 45k is solid middle class earnings anywhere else. OP could buy a McMansion somewhere in Appalachia for 200-300k with a 30 year mortgage and have his monthly payment be something like 600-1k/mo, leaving him with about 3k/mo to spend on whatever he wants. Here's a house about an hour from Pittsburgh I just found, for example.