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don't buy a (((diamond))). save that money for a down payment on a house instead. if she has a problem with that, she's not worth marrying.
get a Moissanite instead. it's only a few hundred for a nice gold ring. I got my wife a 2 carat 14k yellow gold one from Etsy. she gets compliments non-stop.
I spent $667 on the engagement ring, $316 on the wedding band.