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Bant should I cuck (((them))) again? Is picrel worth it or should I just pay the minimum on these after they sue me? (this is current stage) Wrote off about 60k between medical and credit card cc debt over 7 years ago and timer reset. I also have about 24k in (((student loans))) I am going to take a personal loan out on payoff then try to write that off but a year or 2 removed from being able to pull that off. Am just under income cap to be able to declare chapter 7