>>19892329What is your sector of work? Living below your means and working a steady job generally works well until 1,000,000/year poojeets and chinks with H1B visas are in competition with you cuz you work in tech/gaming/visuall arts, or 1,000,000/year immigration from LATAM pushes you out of your skilled labor position. The issue I see with people who finanically struggle these days doesn't seem to be strongly corellated with work ethic, general intelligence or living expenses, it's mainly the result of dramatically diminishing job stability coupled with rising housing prices.
This isn't even to consider the increasingly dystopian environment of western professional (degree-holding) employment, which has essentially consolodated into a cultural monolith expressly dedicated to denigrating white people and keeping parents away from children. With the COVID shit this was brought to a head, coupled with a dose of "alter your personal values and behavior off hours or we'll ruin your career" that came with soft vaccine mandates pushed by employers. Finding stable work now isn't even a probability game anymore, it's a humilation olympic too. Both of these games are rigged against you, the struggling employee.
So considering this, I'd be hesitant to recommend "work hard" and "save up" are universally applicable strategies for financial success in this day and age.
