>>21453774>>21453786This. White birth rates are low because everyone's a prissy faggot who needs the entire Leave it to Beaver lifestyle kit of suburban house + 2 cars before they'll even think about having kids. Your ancestors had kids in dirt-floored long halls and those kids went on to conquer the world. You don't NEED that entire thing, you could just make babies now in whatever conditions you can make them in and figure the rest of the shit out later.
You're not being smart, you are PROCRASTINATING. You are using the veneer of "smart financial planning" to mask your simple unwillingness to act.