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A month ago my credit card provider doubled my available credit for being a good boy who pays on time. I considered spending 300 bucks on visa gift cards because with my expanded credit score, I would have had the same credit utilization as last month despite spending more and it wouldn't have impacted my credit score if I didn't pay the extra 300 off I didn't because I don't want to have to pay extra in 9 months when my interest free period ends. But now I kind of regret it, since I'm trying to spend as little as possible now to maximize money into stocks for the summer pump.
