>>12269191Alright chief if you're serious I'll teach you how to make some real bread if you've got the capitol to invest.
The first thing you need to look into is American laws regarding Indian Tribal Loans. Specifically look at the companies still offering indian time loans or indian lending overall.
Next you'll want to source some cheap property in Costa Rica that can hold at least 100 employees and all their equipment.
Once you've got your ducks in a row open an indian tribal lending company and hire a bunch of NA's to your board to make it nice and legal. After that you just have the costs of running a less than legal lending operation where for every $100 you invest to be leant out you get $145 back minimum. Say you have a bunch of sharks that really know who they can sell to and you have no moral obligations to taking advantage of stupid poor americans you can easily get $100 into $200 in 2 weeks. That's really lowball numbers but you get the gist.
Customers won't pay attention as long as you make all the fees ACH automatic withdrawals. Every time they get paid? Oh shit you could've paid off your loan but you didn't. 45% fee for not paying it off. Wanna pay it off? 45% fee for paying it off since you just loaned it out.
Those fees stack up and customers forget they have the loans and don't answer the phone when your agents try to remind them.
Take this knowledge and go rip some people off or be a wagie.
Just be careful not to treat your customers too poorly or they'll complain and then you get caught.
>https://www.pymnts.com/legal/2020/ftc-charges-payday-lender-with-deceptively-overcharging-clients/>https://www.ftc.gov/system/files/documents/cases/1823208harvestmoontro.pdf