>>13089799>In the US you generally pay for your own health insurance, not that of “Abdul and Sahar”This is also wrong actually and Americans pretending that this is true is also the biggest cope there is in American politics.
So, imagine I'm not insured and by accident I dropped a knife and scratched my foot. It's a serious and bleeding injury but not serious enough to go the ER for since I'm not insured due to my poor financial situation.
I try to walk it off and ignore it but the wound gets infected and unbearable. Agonized by pain I finally go to the ER to get treated. The doctors tell me that if I came in earlier a simple antibiotic treatment would have taken care of the injury but now they have to amputate a part of my foot since the infection has spread to deeper tissue, caused a life-threatening necrosis, with an expensive surgery that will render me partially handicapped.
Due to my poor financially situation I get settled with a huge bill plus interest that I will never be able to pay off in my life time. The hospital then decides to offset the cost of my treatment by inflating prices for insurance companies which then offset the cost on their insured premium contributors
Now, wouldn't it have been cheaper for all involved if I was insured in the first place and taken care off in the beginning?
If you are non- or under-insured you are discouraged from seeking treatment for smaller injuries as a non-insured person but when those smaller injuries spiral into life-threatening condition only then you are encouraged to seek treatment. Within a universal healthcare system you are encourage to treat a condition as soon as possible which results in huge savings when it comes to overall healthcare costs.
