Previous thread got nuked by a leaf but then leaf got nuked: >>16996034
Free online generators: https://waifus.nemusona.com
https://app.prodia.com/#/art-ai
Both use danbooru( or maybe just booru in general) images as reference, so use https://danbooru.donmai.us/ tags as prompts for the best results.
For a waifu chatbot there is:
https://beta.character.ai/
It has plenty of existing characters. Free account allows to make your own chatting companion.