>>1839857Well my hometown has so so public transport, but in big cities the public transport is flawless. Lived in wroclaw for long, literaly tram in 5-10m in normal (6-19) hours. Way better than using car in big city. And no need to deal with fucking hipsters on bikes. Knowing me would kill on purpose at least one monthly.
>>1839858Contactless payment takes about 48h to show up in your account. Also its for small stuff, you can also disable it completly but its very convinet. You can even get small sticky card for phone or embed your card in special NFC sim card.
Also we have BLIK for phones, something along lines of android pay (which is here too in some banks).