>make more than the average person in my country
>spend more than the average person with my paycheck
>no savings
>some shit goes down that costs me
>take a loan
>miserable for 2 years
>paycheck comes in
>clap minus 70% of it in bills and debt
>rest i spend on food/transport
>learn how to cook corn
>learn how to grow beans
>eat corn and beans every day unless my parents invite me for food
>get bike
>bike to work
>sweated like pigs first week
>save money and waste time on aforementioned new things
>lose weight
>no time to spend money
>save more money
>actually have savings
>occasionally treat myself to a steak and beers
>no current joys but not miserable either
>2 more months to go and no more loan
>its like getting a promotion at work
>actual promotion is coming up
>money in the bank
>saving to marry my gf of 2 years (I proposed a year ago with a steel ring form a hawker in the street)
You guys are just bitches who fear the corn and bean shits
But honestly I learned to manage my finances at the age of 33, if I learned this earlier I would probably have my own business now.