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>be me, non retard >always hear people complain about interest rates >"interest is stealing my money!" >"why do I have to pay more than what I borrowed?!" >be like, time to drop some knowledge bombs >start with car rental analogy >"You rent a car, you pay a fee, right?" >everyone nods >"So, you're paying for the time you have the car, right?" >more nodding >interest is like that, but for money >you borrow $1000, you pay interest to have the pleasure of using someone else's money >just like how you pay to use someone else's car >lightbulbs go off, people start to get it >go deeper >"money is a good like anything else" >you want bread, you pay for it >you want someone's time, you pay for it >you want money, you also pay for it >it's all the same economic principle >bring it home >if you borrow and pay back right away, you pay less interest >just like returning a rental car early >the longer you keep it, the more you pay >people start to understand >interest isn't evil >it's just the cost of using something that isn't yours >feelgoodman.jpg >maybe the world is a bit more economically literate now >one greentext at a time >end of story >micdrop.gif
Anonymous
>>21298196 I don't care about this thread. Where can I find this version of Velma so I can beat my meat to her and think about putting MY penis in HER vagina?
Anonymous
>>21298196 fuck off jew, money isn't a car
Anonymous
>>21298198 >x isn't y! Behold, aussie intellectuals
Anonymous
>>21298196 go away with your recycled thread jew. you’re a faggot nigger kike
Anonymous
>>21298200 Not an argument
Anonymous
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the problem is the banks don't actually have th money to loan out in the first place
Anonymous
>>21298196 >Usury is good Make sure you throw a bread crumb or kill a chicken, rabbi
Anonymous
>>21298196 >>21298199 >>21298201 only registered sex offenders defend banks
Anonymous
>>21298196 Don't be proud of wanting to be a son of Satan.
Usury is sin.
OP is a fag.
Anonymous
>>21298203 >emotional buzzword For emotional retards
Anonymous
>>21298204 Not an argument. And no one mentioned banks
Anonymous
>>21298196 interest isnt the problem, it is usurious rates that are the problem and collusion by the banks to ensure these rates. 3% is fair, anything more is kikery
Anonymous
So banks need money, right?
Anonymous
>>21298196 I've been trying to explain to you utter negroids that interest is the opportunity cost of borrowing money. Which means that there needs to be incentive to loan out money because you could otherwise be doing something else with your money. Jews understand this. But trying to explain it to you trailer trash rednecks is so exhausting. Jews really are higher IQ than most whites except for me.
Anonymous
>>21298208 >interest isnt the problem, See all the tards ITT that say it is
Anonymous
Anonymous
>>21298210 >ve been trying to explain to you utter negroids that interest is the opportunity cost of borrowing mone They literally can't understand
Anonymous
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>>21298212 How can 100+ be paid when only 100 was produced?
Simple question for mr simple answer
Anonymous
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>>21298201 not an argument
>>21298199 weird, also not an argument.
>>21298206 not an argument
>>21298207 also, not an argument
>>21298211 again, not an argument
>>21298212 not an argument
op is confirmed reddit faggot who loves niggers.
Anonymous
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>>21298196 excellent bait
>be a bank >print $100 >loan $100 to a politician >no worries goy, in one year just pay me $103 >only $100 exists so now the debt can never be repaid >infinite money just because goyim are literally retard cattle Anonymous
>>21298196 Usury is theft.
>Imagine there's no money >I create a dollar >I lend you that dollar with interest owed by purchasing a treasury >Treasury matures, principal is owed back to the borrower >There's not enough money to pay principal plus interest because the latter didn't exist You either
>a) take out more debt to get the interest, losing wealth, or >b) default and lose an asset of real value, also losing wealth Governments should issue all currency interest-free since they collect taxes for revenue.
Anonymous
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>>21298213 Ladder 12 certificates of deposit at the highest interest rate so that one matures every month and you can decide to reinvest it or cash out. Congratulations, we are now the Jews, giving out loans to the bank and collecting interest. Wait until the S+P drops a percentage like it just did early September and buy S&P EFTs. Hold onto for at least a year so you dont pay short term capital gains tax. Tired of explaining proven simple strategies like this to fellow whites who are too dumb to comprehend these simple tactics and instead blame Jews when nothing is holding them back from doing the exact same thing.
Anonymous
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>>21298217 Youre on track but missing a bit
The gov borrows from the federal reserve- a private company
This whole thing could be fixed by cutting them out and the government printing and issuing money. Not perfect but not inevitable debt
Anonymous
Anonymous
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>>21298196 Wrong, but nice try.
Anonymous
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>>21298196 Take your pilpul back to plebbit, you disgusting kike
Anonymous
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>>21298196 Please tell me she has a penis.
Anonymous
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>>21298196 now do one about shaving the edges off coins
Anonymous
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>>21298221 Merphy Napier, she reviews books and manga.
OP seems to be obsessed with her and photoshops her into looking slutty a lot.
Anonymous
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>>21298196 >be OP >make up story which promotes usury >people make money for nothing, as paper is nothing and abundant >tricked into thinking it has value, it doesn't >the people who give you fake paper money use the money you give them to buy real assets >you're renting their assets and paying them off for them, and giving them money on top >everyone nods and claps Anonymous
Anonymous
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>>21298196 that's literally how any of this works in current year, you are not borrowing someone elee's money, the money you borrow from a bank is literally CREATED for you, it didn't exist before
Anonymous
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>>21298209 >So how can you pay back 100+ when only 100 was produced? you can't and that's the crux of the modern system: once you go in debt you can get debt-free by only making someone else go into debt, it's the definition of evil and everyone involved in that scheme should be executed on the spot without trial
Anonymous
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>>21298210 >>21298213 the money is not lender's money, the money is CREATED when you borrow it, this simple fact is too hard to understand for retards like you
you are literally living in the fossil past era where money was indeed lended only if you had it (unless you were king kind of authority), but times have changed
Anonymous
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>>21298196 Thank you 4chan employee for reposting that banger.
Anonymous
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>>21298196 undermines market forces
Anonymous
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>>21298196 >Now what if all of the rental car companies were owned by certain people, colluded, and they charged fees like "convenience fee", "processing fee", "reservation fee", "usage fee", "per diem minimum fee", as well as mileage, and a flat fee ontop of it?" >"That's excessive!" >"Yes it is, isn't it?" Take the analogy to its conclusion, kike.
Anonymous
>>21298205 Usury doesn’t just mean interest. Usury is excessive interest, and more a kin to loan sharking. Also quit humping your fucking bible.
Anonymous
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>>21298196 >"You rent a car, you pay a fee, right?" >I steal the car and you handle a bunch of insurance shit and renting a car will never be the same after for you. whut do now genius boy?
Anonymous
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>>21298196 Money should be a public utility and there should be little or no interest.
Anonymous
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>>21298235 atheists are cringe, pol is a Christian board
Anonymous
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>>21298196 Except when you borrow money it’s created from nothing. So it’s completely unlike a real object like a rental car
Anonymous
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>>21298208 Your interest rate should reflect the risk the lender takes lending to you. Capping it at 3% doesn't make sense unless the borrower has a track record of timely repayment.
Anonymous
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>>21298198 I wish I could create a car out of thin air then sell and repeat.
Anonymous
stop replying to bait threads
Anonymous
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>>21298196 See, the problem with that is if we ALL created the money, but we didn't, so you're a kike and you'll never be a woman.
Anonymous
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>>21298196 This is a demoralization thread. Stop it.
Anonymous
>>21298242 or just how about you just refute the bullshit you encounter (everywhere) and then move on with your life, not a once you need to think if something is a "bait" (whateverlovingfuck that would even mean) if you've got facts and morals, you are literally always right and there is no harm done when spreading the truth
Anonymous
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>>21298196 I want to impregnate Merphy multiple times.
Anonymous
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>>21298197 Merphy Napier's YouTube channel
Anonymous
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>>21298203 So you want to eliminate loans or eliminate interest? Why would anyone give you 200k for a house you can’t afford if they benefit? 6% is low as fuck historically. You don’t know what a rate really means you just think interest bad.
Anonymous
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>>21298201 Arguing on the internet is for niggers you pasta spewing nigger. This is a bot right?
Anonymous
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>>21298245 It's a copy pasta dude.
Anonymous
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ha ha this thread ended up on /bant/
Anonymous
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>>21298196 Banks don’t loan you their money. They only need to own 10% of what they loan to people.
When you take out a loan the money is created on the spot and then you are charged for using something that didn’t exist 10 seconds earlier and only exists because of you taking out the loan.
Anonymous
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>>21298196 I thought you were talking about low interest rates on my savings
Anonymous
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>>21298196 You're wrong though, interest is kikery and therefore evil.
