Been living in a car for 7 months now. I work as a courier. Instead of an apartment/hostel, I buy a gym membership every month, wash and brush my teeth there. I eat at cheap eateries. After work I park in free parking lots, unfold the seats and sleep. I wake up, go to the gym to wash up and do it all over again. I save a fuckload of money on housing. I earn an average of 250000 rubles a month. In December it was 430000 rubles, but this is an exception. I'm planning to save up for a apartment without any fuckin' 30% interest. I put half of my earnings in USDT, a quarter in a bank deposit at 23%, a quarter in bonds.