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That's not going to be that bad because the ambient air is cold so she's already cold as fuck prior to getting into cold water.
A long time ago I went swimming in a river that was high in altitude getting snow fed water and it was like 93 degrees outside, and I jumped in. It was such a shock due to the massive temperature difference between the cold water and warm day. It made me involuntarily gasp. It was such a shock to the system.
