>>23501062ik, but psychologically it feels different.
You save cash and then use the savings.
The savings get smaller, so you don't feel like you've saved up as much.
And you get your body to associate reaching for savings with fun stuff being bought.
you close your eyes and there's nothing there;
So I take out a loan instead, IK kinda stupid
I started saving by setting cash into a checking account and it was all gone after 2-3 months each and everytime.
