Check-in everyone
What have you done to improve yourself today?
Today I
>made an abstract merchant my lock-screen background to remind me there are forces out there that want me to fail
but also
>failed no-fap this morning because I allowed myself to fail

This is a normal /SIG/ with an extra emphasis on personal finance.
How are you planning for the future, emergencies, and retirement?
Do you have any savings?
Investments?
Do you have a budget you hold yourself to?
Any debts you can't pay off?
Have a job? Lost a job? On welfare?
Any advice or lessons on building wealth and handling finances are appreciated.