So, I've been watching anime for ages now, but I don't know fuck all about the terminology (just basic shit like Tsundere, harem etc).

Can someone please explain to me, what the difference between a young child character like Pino from Ergo Proxy, or Ed from Cowboy Bebop, and a Lolicon/Loli is? (if there is one).

From my understanding, a Lolicon/loli is pedo shit where the child is getting fucked or being shown creepy as fuck.