>>4660832yes, the american system of, well, everything, leaves a lot to be desired especially compared to several european nations.
However, I must add that despite all the extra payments Americans have to make, this is still the best place in the world to make money.
It is not at all uncommon to take on debt for education, only to pay it off quickly and begin making big bucks. That kind of opportunity is much rarer in other parts of the world than it is in America.