>>1938617What about a camp counselor in a summer camp setting that goes skinny dipping and gets her clothes stolen by another rival counselor that left her with a map/riddles to the location of her clothes, noting in her map that she (the rival) has the key to her (our heroine) cabin so she can’t go back there to get changed without asking her, and she is in the middle of the camp or another very public place; leaving our stranded counselor with no choice but to go treasure hunting for her clothes; for added challenge/difficulty a boy scout troop could also have the map and be searching for her clothes and her, making the treasure hunt a kind of race for the girl to find her clothes before the scout do.