>>2079605It's really a little of both of the things you mentioned, for me.
Not so much that the girl is helpless, mind. I just like watching her try as hard as possible to get herself back into a modest situation, only for it to fail due to a slight miscalculation, or some completely asinine and/or contrived misfortune. Like, the entire cosmos has specifically decided that this girl is going to lose all of her clothing today, and it plans to keep it that way no matter what.