>>2719612I really like the second one of these. Another way the school setting could work:
It's almost the end of class, and the science class is cleaning up. A girl who was putting away some of the flasks slips and drops two. One ends up soaking her and the other just spills onto the floor next to her. The one that got on her was harmless, but the other one wasn't and they can't tell which one she's covered in, so the teacher has her go to the emergency shower in class. Because the chemical that could be on her is dangerous, the teacher has her take off the clothes that got wet. Unfortunately for her, she's soaked all the way to her underwear, so she has to quickly get naked in front of her class and try to shower. Bad luck strikes again, and the pipe on the chemical shower breaks when she tries to turn it on, soaking the floor and all of her stuff, but too low to the ground to get her clean. The teacher makes a quick decision, telling one of the students to call for maintenance while he drags the girl to the nearest place she can wash up: the locker room. Her continued streak of bad luck continues as right when she is pulled out of the class, the bell rings and the halls are quickly filled with students going to lunch. The teacher yells for the kids to get out of the way, which works, but it also draws everyone's attention to her nude form. The locker rooms are not connected to the school, so they have to rush outdoors in plain view of the street to get to the showers. While she's cleaning up, the teacher has to run back to class to make sure the issue with the pipes is fixed. She's told to just head home once she's clean. In their rush, though, neither had noticed that there were no towels or spare clothes laying around for her to change into. Her gym clothes are in her backpack, so she's stranded and will either have to risk going into the school and almost definitely being seen or just going home completely in the nude but she may be able to sneak there.