>>2698706TOP PANEL:
Short girl: "Ah, I had heard some slut showed up in town.
I presume that would be you."
"They say her name was Harlot McTramp."
Runa: "It's Hatagami Runa!
W-who are you calling a slut?"
(Again the pun with her name, if you can come up with something better, go ahead)
BIG RUNA RIGHT OF THE PAGE:
"This is a bath, so of course it's fine to be nak..."
MID LEFT PANEL:
Runa: "Eh?
How come?"
"Everyone's covering with a bath towel!"
BOTTOM LEFT PANEL:
Short girl: "It's embarrassing to be stark naked in front of people!"
Chris: "Generally, you would use a bath towel to cover with in the public baths".
Luna: "WHAAA...!"