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This kind of exposure is so fucking hot imo but I barely see it. I only remember reading a story on literotica which has a situation somewhat like this. A girl is having a physical exam and is sitting naked on the bed but the nurse forgot some documents or something so she has to leave and the curtain stays open so the girl is sitting on the bed completely naked in view of the boys in the waiting area outside. It's a perfect mix of deliberate and accidental exposure.
