>>2337316A potential mechanic might be that there are a number of collectables scattered around you need to bring to a goal, each one requiring you to exchange a piece of clothing to pick up. You could go one at a time for minimal exposure per trip (The goal allowing you to pick up new clothes), but it's far more efficient to collect them all at the same time, even through this leaves you fully exposed and very susceptible to shame once you've got them all.
Alternately, the goal could not give you back your clothes, meaning you have to try and plan your route such that you cover the trickier sections first, while you're still largely dressed.
