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Did I fuck up?
Today I went to a reputable LBS selling used bikes (I'm in NYC, so bikes are a little more expensive anyway). I got this one for $375. Jamis Commuter 2, not sure what year. Aluminum frame, recently installed fenders, but otherwise I don't know what parts are stock and what aren't. The MSRP over the last several years of models has averaged in the low $500s, apparently.