>>1781077Don't get a folder unless you need that attribute for taking it on transit. Folding it to store it at home will just be extremely annoying. They're not lighter than regular bikes either, so they're not actually more maneuverable. If you wanted to focus on weight you could minmax for $1000 and get something that's WAY lighter.
full size wheels will handle cargo WAY better too.
I'd buy a used bike if you have a decent market. Post local craigslist and height if you want some recs.
Otherwise rigid Marin or Kona is that kinda bike i'd prefer.
for luggage consider just zip tie a big basket on to put bags in. It's much easier than faffing with panniers.
