>>1274627I've only used an Ass saver and I use this bike everyday, rain, snow, wet and so on. If it's raining youll get wet anyway so.
Pure road bikes often go without mudguard mounts, but there's a lot out there with them.
Gravel bikes can be a good overall bike. I love mine and I recommend checking it out but I can't tell if it will suit you, thats for you to decide.
