Quoted By:
>ride a 2015 Diverge A1 with Claris groupset
>really want a new bike
>really like Canyon
>see if bank will give me loan ($2800) to buy new bike
>get denied
>credit could use improving
>both my credit cards are near maxed out (~17K)
>decide to pay off at least one then try for new bike
>somehow happen across that applying and getting anoter credit card can improve credit (credit utilization or something)
>apply for a 3rd one through my bank
>figure I'll get around $1500
>the madman approve me for little over 12K credit line
>all thoughts of improving credit go out the window
>hit canyon's site and spec out the bike I want
>pic related
>gonna take a lot of self control to not buy it or hit my LBS and see what they have to offer
Someone please tell me dropping $7K on a new bike is a really bad decision.
