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Consider this. If you don't wear a helmet, there's 3-4 months of the year where these cunts will fucking end you.
wildlife aside, my opinions on helmets are pretty simple. When riding my commute, or around town on the road, or on a MUP with retarded pedestrians, yes.
When strolling around campus, or a quick cafe run - no.
Interestingly, you're statistically just as likely to be involved in some kind on a MUP or a road. Having seen the idiocy of pedestrians, little kids that walk/bike/scooter right in front of you, and near invisible dog retractable leads, I'd be inclined to believe it.