Look for aluminum Trek Checkpoint or Domane.
This one fits your budget:
https://www.trekbikes.com/us/en_US/bikes/road-bikes/performance-road-bikes/domane/domane-al/domane-al-3-disc/p/33082/Domane has fender mounts, but few rack mounts. Similar Checkpoint (ALR 4) has more rack mounts, but is over your budget.
Honestly, I would still recommend searching the used market.