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Yes, I always wear a helmet. Last year I had a wipeout while cycling on road at like 30 KM/H and I fractured my wrist, fucked my knee and a bunch of skin abrasions, but I had a helmet on and it saved me from dropping iq points.
Helmet had a huge dent in the front and the back was really scratched and dented as well. I'm still wearing one of those skateboard-style helmets instead.